Hess Notary & Loan Signing Mobile Services

A Quick Guide for Consumers

Navigating legal and administrative processes can sometimes be daunting, and knowing when or why you would need a notary can simplify things.

A Notary Public is a state-appointed official who acts as an impartial witness to the signing of important documents, ensuring their authenticity and legality. Note that a notary authenticates the identity of the signer and the signature, but not the legality or the correctness of the content of the document.

1. Real Estate Transactions – Buying or selling a home involves a substantial documentation that requires notarization. This includes deeds, mortgages, and property transfers to verify the identity of the parties involved and to confirm they are signing willingly. A notary ensures that these transactions are legally binding by confirming identity of signer and witnessing their signature on the document. This adds an extra layer of security for both the lender and borrower.
2. Loan Documents – When securing a loan, whether for a home, car, or personal use, you may need to get various documents notarized. Lenders often require notarized signatures to confirm the borrower’s identity and agreement to the terms of the loan. This adds an extra security for both the lender and borrower.
3. Power of Attorney – Granting someone power of attorney (POA) gives the the legal authority to act on your behalf in financial, medical, or personal matters. Notarizing a POA document helps ensure that the person granting the authority is doing so willingly and that the document is legally valid. This can prevent disputes and potential misuse of the authority granted.
4. Affidavits and Sworn Statements – Affidavits are written statements confirmed by oath or affirmation, used as evidence in legal proceedings. Notarizing an affidavit ensures that the signer has sworn to the accuracy of the information contained within. This is crucial for maintaining the integrity of the legal process.
5. Estate Planning Documents – Wills, trusts, and other estate planning documents often require notarization to validate the signer’s identity and intentions. This helps prevent challenges to the authenticity of these documents after the signer’s death, ensuring their final wishes are honored.
6. Business Agreements and Contracts – In the business world, contracts and agreements often need notarization to confirm the identities of the parties involved and their willingness to enter into the agreement. This includes partnership agreements, shareholder agreements, and other legal documents that govern business relationships.
7. Consent Forms for Minors – When a minor child travels alone or with someone other than a parent or guardian, notarized consent forms might be required to confirm that the parents or guardians have given their permission. This is often needed for international travel or certain activities, ensuring the child’s safety and adherence to legal requirements.

Notarization helps protect against fraud by verifying the identities of the signers and confirming they are signing the document themselves and willingly so.

Knowing when you need a notary and why can help you navigate which notarial act you need and what to expect at your signing appointment.

Hess Notary & Loan Signing is a full-service mobile service, certified and trained to perform all the above-mentioned acts and documents.